Lend Smarter. Collect Faster. Zero Delinquency Guesswork.
SysMoney is the complete cross-platform loan ledger and treasury engine built for private lenders across the UK (£), Brazil (R$), US ($), and EU (€). Automate amortizations, solve daily late fees to the exact penny, dispatch instant WhatsApp receipts, and track your cash in real time.
Download on the
Apple App Store
Get it on
Google Play
Direct Browser Access
Web SaaS Platform
£25M+
Active Capital Managed
99.8%
Ledger Calculation Accuracy
4 Currencies
GBP, BRL, USD & EUR
500+
Private Lenders
Simulate Precision Lending Schedules
Test the SysMoney calculation solver. Drag the sliders to explore amortized installments, recurring cycle agreements, grace periods, and delinquency solvers in real time.
£225.00
Per per week installment+£600.00
+20% Return£3,600.00
Principal + Total FeesEverything You Need to Run a Professional Loan Ledger
Designed specifically for private lenders, micro-financiers, and capital allocators who need speed, accuracy, and zero spreadsheet headaches.
Precision Amortization Schedules
Generate flawless daily, weekly, bi-weekly, and monthly amortization schedules. Automatic principal/interest splits, compounding solver, and instant contract balance tracking.
Real-Time Daily Delinquency Solver
Never manually compute late penalties again. SysMoney calculates daily fees to the exact calendar day, adjusting automatically for past partial entries and timezone differences.
Global Lending in GBP, BRL, USD & EUR
Operate seamlessly across international markets. Full currency isolation, dynamic localized KYC fields (CPF/RG in Brazil, NIN in the UK), and localized statement generation.
Live Treasury Vault & Road Capital
Get an eagle-eye view of your financial health. Real-time tracking of bank balances, petty cash, liquid reserves, money deployed on the road, and net profit margins.
1-Tap WhatsApp & Email Reminders
Accelerate borrower repayments with prefilled WhatsApp reminders, SMS alerts, and professional PDF payment statements sent directly from your mobile device.
Role-Based Staff & Collector Directory
Scale your operations with multi-agent access. Assign field collectors, loan officers, and portfolio managers with granular permission controls and audit logs.
Internal Credit Score & Loan-Stacking Protection
Stop borrowers from taking simultaneous loans from different lenders. SysMoney’s proprietary internal credit score flags cross-ledger defaults, unpaid disputes, and over-leverage before you disburse a single pound or real.
Multi-Lender Exposure Test
Multi-lender default detected • Score reset to 0
This borrower defaulted on contract commitments with an independent lender in the network. SysMoney automatically locks their score to 0 to prevent loan-stacking fraud.
💡 SysMoney’s network engine protects your capital without exposing any lender’s confidential customer identities or proprietary commercial terms.
1. Multi-Lender Over-Leverage Prevention
When a borrower applies for capital, SysMoney instantly calculates their systemic exposure across the network. If they have outstanding debts that exceed safe repayment capacity, you are alerted before contract execution.
2. Cross-Ledger Dispute & Default Alerts
If a client enters dispute, renegotiation, or default with Lender A, their internal score updates automatically. When they knock on Lender B’s door, Lender B sees the elevated risk score and avoids bad debt.
3. Punctuality Trajectory & Tenure Scoring
Reliable borrowers are rewarded with rising credit tiers (0–999). Punctual borrowers qualify for larger ticket sizes and repeat disbursements based on objective historical performance.
Built to Comply with UK GDPR, LGPD & Financial Standards
Borrowers provide statutory consent upon loan application for internal risk scoring and ledger verification, adhering strictly to UK Consumer Credit Regulations and Brazilian Central Bank guidelines.
Lender identities and commercial contract agreements remain 100% private. The algorithm computes risk coefficients mathematically without revealing who the borrower borrowed from.
Under UK GDPR Article 6(1)(f) and LGPD Article 7(IX), lenders possess recognized legitimate interests in credit risk evaluation and systemic default prevention across private portfolios.
Designed for the Real-World Lender
Explore the live interface. Click between the 3 screens below to see the iPhone mockup update in real time.
Executive Dashboard & Treasury Vault
Real-time visibility over your liquid capital, road deployment, and today collection pipeline with automatic 100% target progress bars.
Enterprise-Grade Security for Your Capital
We understand the confidentiality and sensitivity of private lending. SysMoney is engineered with bulletproof security from the database layer to your mobile screen.
AES-256 Bank-Grade Encryption
All sensitive borrower information, loan records, and financial transaction histories are encrypted at rest with AES-256 and in transit via TLS 1.3.
Strict Multi-Tenant Isolation
Your lending ledger is 100% private. Strict cryptographic tenant isolation guarantees that no other lender or third party can ever access your data.
GDPR & LGPD Compliant
Built to adhere to UK GDPR and Brazilian LGPD standards. Full support for borrower data privacy, consent controls, and automated compliance reports.
Apple & Google Store Data Safety
Meets Apple Store Guideline 5.1.1 and Google Play User Data Safety requirements, including full self-service account deletion and complete data erasure.
Need compliance documentation or account controls?
Review our official Apple & Google Store certified privacy protocols, terms, and data rights.
Start Free. Upgrade as You Scale.
Every plan includes a 14-day free trial. No credit card required to start.
Starter
Solo LenderIdeal for independent private lenders managing their own personal capital.
Included Capabilities:
- Up to 50 active loan contracts
- Multi-currency support (£, R$, $, €)
- Precision amortization solver
- Real-time daily late fee calculator
- 1-tap WhatsApp payment reminders
- Mobile web & native app access
- Standard email support
Professional
Most PopularBuilt for growing lenders and small lending syndicates with field agents.
Included Capabilities:
- Unlimited active loan contracts
- Up to 5 staff & collector accounts
- Live Collection Progress banner & targets
- Under Negotiation recovery desk
- Executive Business Overview & P&L
- Treasury vault & liquid cash tracking
- Official PDF Statements generator
- Priority 24/7 WhatsApp & email support
Enterprise
Syndicate & Multi-AgentFor established lending organizations, micro-credit firms, and multiple teams.
Included Capabilities:
- Unlimited contracts & team members
- Custom KYC legal fields (CPF, RG, NIN)
- Multi-office branch segmentation
- Custom spreadsheet data migration
- Dedicated account manager
- 99.9% uptime SLA guarantee
Frequently Asked Questions
Everything you need to know about SysMoney features, compliance, and multi-currency operations.