Software Utility Disclaimer: SysMoney provides software tools, calculation algorithms, and ledger bookkeeping utilities for private lenders and businesses. SysMoney is not a financial institution, bank, loan broker, or credit provider.
1. Acceptance of Terms
By accessing or using the SysMoney Web SaaS platform, iOS application, Android application, or related services (collectively, the “Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Service.
2. License to Use
SysMoney Ltd grants you a non-exclusive, non-transferable, revocable license to use the Service in accordance with your chosen subscription plan for managing your private lending portfolio, amortizations, and financial transactions.
3. Lender Responsibilities & Regulatory Compliance
As a user of SysMoney, you represent and warrant that:
- You comply with all applicable local, national, and international lending, consumer credit, and taxation laws in your jurisdiction.
- You have obtained all required consent from your borrowers before entering their personal details into the ledger.
- You are solely responsible for setting interest rates, loan terms, and penalty calculations agreed upon between you and your borrowers.
4. Subscription, Billing & Free Trial
SysMoney offers a 14-day free trial on all plans. Paid subscriptions are billed in advance on a monthly or annual recurring basis. You may cancel your subscription at any time through your account settings or by emailing support. Cancellations take effect at the end of the current billing cycle.
5. Intellectual Property
All software, algorithms, user interface designs, logos, trademarks, and documentation related to SysMoney remain the exclusive property of SysMoney Ltd.
6. Limitation of Liability
To the maximum extent permitted by applicable law, SysMoney Ltd shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use the calculation tools or software ledger.
7. Governing Law
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of London, United Kingdom.
8. Contact
For legal inquiries regarding these Terms: